Premium Rates we Charge

 

AGE BAND NO. OF DAYS PREMIUM
EXCLUDING
USA/ CANADA

  INCLUDING
USA/ CANADA

Up to 60 Years 1 TO 6 23 30
7 TO 14 38 58
15 TO 30 58 116
31 TO 45 90 145
46 TO 60 123 180
61 TO 90 162 214
91 TO 180 276 319
61 -70 YEARS 1 TO 6 32   40
7 TO 14 77 92
15 TO 30 136 179
31 TO 45 175 224
46 TO 60 190 245
46 TO 60 238 311
46 TO 60 323 408

 

. Premium includes services of SAS - 24 Hours Assistance & Claims

Children under 6 months are FREE providing they are travelling with an Insured adult. One Free Child per insured adult. Additional Children 50% of 06-60 age band rate. Note: Special Exclusion to apply to children.

.Maximum age at date of Departure 80 years only.

All rates are calculated on the age of the applicant/Insured person at inception of the policy.

Age over 70 years but not exceed 80 years to be refer leader for agreement with medical report.

Groups of more than 10 individaul insured persons. Above premium rate less a discount of 10%

For Sum Insured/Benefits for Section A & B only, premium reduce by 10% on the above rate

Additional premium % for snow skiing.

Family Rate: 2.5% times single premium.Family defined as Father, Mother and two children under age of 18 years. Additional Dependant children premium applicable of 50% of 0.06 year rate. Maximum Dependant children is 4.

Rate for Over 70 Years but not exceeding 80 years subject to medical report and underwriter agreement prior to travel the following rate applicable:

71 to 75 years 2 Times of 61-70 years rate
76 to 80 years 3 times of 61-70 years rate

SCHEDULE OF BENEFITS/SUM INSURED

Section Benefit BASIC
Max. Sum Insured Excess
A Personal Accident DEATH: USD 15,000
LOSS OF LIMB UP TO: USD 15,000
PERMANENT TOTAL DISABILITY UP TO USD 15,000
DEATH BENEFIT FOR CHILDREN & OVER 70 YEARS OF AGE: USD 5,000
Nil

B

Emergency Medical Expense, Emergency Medical Expenses
Emergency Medical Expenses and Emergency Medical Evacuation USD 75,000 USD100
Emergency Dental Care USD 1,000 USD 75
Repatriation of Mortal Remains USD 4,000 USD100
C Hospital Benefits
Hospitalization USD 10 for each 24 hours of hospitalisation up to maximum USD 200 Nil

D

Loss Checked Baggage
Loss of Checked Baggage USD1,000 USD100
E Delayed Baggage
USD50 per each 12 hour period of delay
USD 200 12 HOURS
  Loss of Passport USD 250 Nil
G Personal Liability USD 100,000 USD250 In respect of Third Party Property Damage Claim Only
H Travel Delay USD 10 PER HOUR UP TO MAXIMUM OF USD 100 12 HOURS
I Hi-Jack
USD 100 per each 24 hr period of detention USD 1,000 24 HOURS


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