The Public Liability policy includes:

  1. Comprehensive coverage: The policy covers a wide range of scenarios where third parties may suffer injuries or property damage, including slips and falls, equipment malfunctions, and accidents caused by employees or contractors.

  2. Legal defense costs: In addition to covering compensation payments, the Public Liability policy also covers the legal costs associated with defending against claims made by third parties. This can help businesses avoid significant financial strain in the event of a lawsuit.

  3. Customizable coverage: PAX Insurance understands that every business has unique risks and requirements when it comes to public liability. The policy can be tailored to suit the specific needs of your business, ensuring that you have the appropriate level of coverage for your operations.

  4. Optional extensions: The Public Liability policy can be expanded to include additional coverage options at an extra charge. These extensions can provide further protection for your business by increasing the General Liability limit, offering coverage for specific risks such as product liability, or covering liability arising from the use of vehicles for business purposes.

  5. Reputation management: Public Liability claims can have a significant impact on a business's reputation. By having a Public Liability policy with PAX Insurance, businesses can demonstrate their commitment to safety and responsibility, helping to maintain a positive image in the eyes of customers and stakeholders.