This policy covers your staff/ employees against accidental death or bodily injury on a worldwide 24-hour basis including weekends and public holidays during the period of insurance.
Provides indemnity for all material damage: i.e. the risk of accidental loss, fire and theft, including damage caused by floods, hurricane storm and tempest, earthquake, riots, strikes, civil commotions, malicious damage and all third party liability.
The package has five sections, namely;
(i) House Owners: Covers residential houses and buildings against losses resulting from fire, lightening, earthquake, impact, water damage, malicious damage and many other perils as enumerated under the Fire policy.
(ii) House Holders: Provides cover against losses and damage of House hold properties/contents such as furniture, electrical appliances and any other valuable property kept in residences.
(iii) All Risks: Covering against loss or damage to valuable movable items such as watches gold chains, ear rings etc.
(iv) Public Liability: This indemnifies the policy holder against liability resulting from an accident on their property causing death or bodily injury or damaging Third Party property.
(v) Worker’s Compensation: This section covers the policy holder against death or injuries sustained by Domestic servants whilst in the course of their employment.
This is a compulsory cover of insurance required by law covering liabilities to motorists (vehicle owners/ drivers) against death or bodily injury from the use of a motor vehicle/Cycle on the road.
Limits as set out by Law ie, 1million for bodily injury and 10million Aggregate
With emergency of global markets, frequent travel has become an integral part for businessmen and corporate. As a result of higher frequency travels there is increased exposure to risks. This policy provides cover to travellers going abroad on leisure and/ or business and provides indemnity for personal accidents and related expenses as a result of illness or injury while a person is travelling on a specified trip. The policy is also extended to cover Loss of Checked Baggage, Delayed Baggage, Loss of Passport, Personal Liability and Travel Delay.
This is an extension in the primary third party insurance that covers motorists against third party liabilities and medical expenses for drivers while operating within participating countries on the COMESA scheme outside the country of registration of the motor vehicle or Motor Cycle